Terms of Service

Last updated: July 4, 2026

These Terms of Service ("Terms") govern your use of The Thrifty Almanac (the "Site"), operated by [[LEGAL_ENTITY]]. By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Use of the Site

You may use the Site for your own personal, non-commercial use. You agree not to misuse the Site — for example, by attempting to disrupt it, accessing it through automated means that place an unreasonable load on it, or using it for any unlawful purpose.

Intellectual property

Unless otherwise noted, the content on this Site — articles, images we create, and branding — is owned by [[LEGAL_ENTITY]] or its licensors and is protected by intellectual-property laws. You may share short excerpts with attribution and a link, but you may not republish substantial portions without our written permission.

Your submissions

If you send us a message, correction, or other content through our forms, you grant us permission to use it to operate and improve the Site (for example, to fix an error you report). Please do not send confidential information.

No warranty and limitation of liability

The Site and its content are provided "as is," without warranties of any kind. Your use of the information is subject to our Disclaimer, which is incorporated into these Terms. To the fullest extent permitted by law, [[LEGAL_ENTITY]] is not liable for any damages arising from your use of the Site.

Third-party links and advertising

The Site contains links to third-party sites and displays third-party advertising. We are not responsible for the content, products, or practices of third parties. Your interactions with them are governed by their own terms and policies.

Changes

We may update these Terms from time to time. Changes take effect when posted here, with an updated date above. Continued use of the Site means you accept the revised Terms.

Governing law

These Terms are governed by the laws of [[GOVERNING_LAW]], without regard to conflict-of-law rules.

Contact

Questions about these Terms? Email [[CONTACT_EMAIL]] or use our Contact page.